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Life insurance

Zurich offers two types of Ezicover life insurance products

Ezicover Term insurance : Pays a lump sum upon your death or terminal illness.
Ezicover Select Term insurance: Pays a lump sum upon death or terminal illness with cover that lasts for a limited period of either 5, 10 or 15 years.

The facts

143,946 deaths were recorded in 2008 (more than 2,700 deaths per week). Source: Australian Bureau of Statistics, 2008.	Cancer accounted for 31% of male deaths and 26% of female deaths in 2001. Source: Australian Institute of Health and Welfare 2004, Australia's health 2004, Canberra: AIHW.
In Australia in 2000, there were at least 13 accidental deaths every day. Source: AusStats, Deaths, Australia 2000, ABS.	For a 45 year old, the risk of having a stroke before age 85 is one in four for men and one in five for women. Source: National Heart Foundation, 2002.

What is Term life insurance?

This life insurance helps to ease the financial stress on your family if you die or become terminally ill, with life expectancy less than 12 months. It can pay up to $750,000 to help with bills and other expenses. You can never underestimate the feeling of security that comes from knowing your family are taken care of no matter what happens in life.

Benefits of Ezicover Term life insurance

	Financial protection and security for you and your family, from less than $1 per day1.
	Provides your loved ones with a lump sum payment in the event of your death or a terminal illness where your life expectancy is less than 12 months.
	Choose cover between $50,000 and $750,000.
	Available to those between the ages of 19 and 59.
	Helps ensure your family has the funds to help repay debts, such as loans, credit cards, mortgages or even funeral costs.
	First month premium FREE!
	Simple and easy to understand.

¹ Based on a monthly premium of $29.06 for $200,000 for a male non-smoker ages 45 years.

Apply now for Term life insurance

It's easy. Just answer a few questions about yourself and your current lifestyle. At the end of the application you have two convenient payment options, direct debit and credit card.

The greatest legacy you can leave your loved ones is peace of mind.

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What is Select Term life insurance?

This cost effective life insurance provides a lump sum payment on death or terminal illness where life expectancy is less than 12 months.

Select Term provides full cover for a specified term and reduces the overall cost of life insurance. It's designed to help provide financial protection for times when many of us need it most, for example when your mortgage debt is high.

Benefits of Ezicover Select Term life insurance

	An alternative to normal Term life insurance.
	Choose a term that suits your needs of either 5 years, 10 years or 15 years.
	Choose cover between $50,000 and $750,000.
	Designed for those between the ages of 19 and 59 years.
	Premium rates remain level2.
	First month premium FREE!
	Simple and easy to understand.

² Do not increase based on your age as you get older - excludes management fee.

What policy term are you eligible for?

Policy term	Eligible ages
5 years	59 years or younger
10 years	54 years or younger
15 years	49 years or younger

Apply now for Select Term life insurance

It's easy. Just answer a few questions about yourself and your current lifestyle. At the end of the application you have convenient payment options including direct debit and credit card.